Excellent 👍 — here’s a complete, professional “Terms & Conditions / Terms of Service” page written specifically for your Premium Hub e-commerce website, which sells Hanging Lights, Wall Lights, Home Essentials (like Brooms), and Women’s Jewellery (like Anklets).

It’s written in a clean, Shopify/Amazon-style legal format — clear enough for customers, yet fully compliant for your business and SEO-friendly for your site footer.

📝 Terms & Conditions – Premium Hub

Last Updated: October 2025

Welcome to Premium Hub, your trusted online destination for hanging lights, wall lights, home essentials, and women’s accessories.
Throughout this website, the terms “we”, “us”, and “our” refer to Premium Hub. By accessing or purchasing from our website ,the Premium Hub, you agree to comply with the following Terms and Conditions (“Terms of Service”).

Please read these Terms carefully before using our website or making any purchase. By visiting or shopping on this site, you agree to be bound by them.

1. General Overview

Premium Hub provides this website, including all information, tools, and services available, to you — the user — conditioned upon your acceptance of these terms, conditions, and policies.

If you do not agree to all the terms of this agreement, you may not access the website or use any of our services.

We reserve the right to update, modify, or replace any part of these Terms at any time. Updates will be posted on this page, and continued use of the site constitutes acceptance of those changes.

2. Online Store Terms

By agreeing to these Terms:

• You confirm that you are at least the age of majority in your state or country, or that you have given consent for your minor dependents to use this site.
• You may not use our products for any unlawful purpose or violate any laws in your jurisdiction.
• You must not transmit any malware, viruses, or harmful code.

Violation of any term will result in immediate suspension or termination of your access to Premium Hub services.

3. Product Information and Accuracy

We make every effort to ensure that all product descriptions, prices, and images on Premium Hub are accurate and up to date.
However, minor variations in color, size, or design may occur due to display settings or supplier changes.
All content on this site is provided for general information only. Premium Hub reserves the right to modify product details or discontinue items without prior notice.

4. Products and Services

Premium Hub offers a curated selection of:

• Decorative Hanging Lights & Wall Lights for homes, offices, and cafés
• Home Essentials such as eco-friendly brooms and cleaning tools
• Women’s Accessories including anklets, jewellery, and lifestyle products

All products are subject to availability. Prices and offers may change without prior notice.
Certain items may be available exclusively online and may have limited stock.

5. Pricing and Payment

All prices are listed in Indian Rupees (₹) and are inclusive of applicable taxes unless stated otherwise.
We reserve the right to modify prices at any time without notice.
Payment can be made through secure online methods such as UPI, debit/credit cards, net banking, or COD (where available).

6. Shipping and Delivery

We aim to deliver your order as quickly as possible. Shipping times vary depending on location and product availability.
Standard delivery usually takes 3–7 working days across India.
Free or discounted shipping offers will be mentioned on the product page when applicable.
Premium Hub shall not be liable for delays due to courier issues, weather, or unforeseen events.

7. Return, Replacement, and Refund Policy

We want you to be fully satisfied with your purchase.

• Returns/Exchanges: Allowed within 7 days of delivery for damaged, defective, or incorrect items.
• Eligibility: Items must be unused, in original packaging, and accompanied by proof of purchase.
• Non-returnable Items: Personal care items, used jewellery, or hygiene-sensitive products (like anklets worn once).
• Refunds: Processed back to your original payment method within 5–10 business days after approval.

For detailed return instructions, please refer to our [Return Policy] page or contact customer support.

8. Order Acceptance and Cancellation

We reserve the right to refuse or cancel any order if:

• The product is out of stock or discontinued
• Payment cannot be processed
• Fraudulent or suspicious activity is detected

In such cases, you will be notified and refunded promptly.

9. Optional Tools and Third-Party Services

Premium Hub may provide access to third-party applications or tools (e.g., payment gateways, logistics trackers, or social media links).
We do not monitor or control these tools and are not responsible for their performance or security.
Use them at your own risk and review their respective terms of service.

10. User Comments and Feedback

We welcome your feedback and reviews!
However, by submitting content (comments, reviews, suggestions, images), you grant us permission to use, edit, and display it publicly.
You agree not to post false, defamatory, or offensive material.
Premium Hub reserves the right to remove any inappropriate content at its discretion.

11. Personal Information

Your submission of personal data during checkout or registration is governed by our Privacy Policy, available on our website.
We use this information solely for order processing, communication, and improving our services.

12. Errors and Inaccuracies

Occasionally, product listings may contain errors, typographical mistakes, or inaccuracies.
We reserve the right to correct, update, or cancel any such listings without prior notice — even after an order is placed.

13. Prohibited Uses

You are strictly prohibited from:

• Using this site for illegal purposes
• Uploading malicious or harmful code
• Violating intellectual property rights
• Engaging in fraudulent activity
• Spamming or scraping site data
• Posting abusive or discriminatory content

We reserve the right to terminate your access for any misuse.

14. Limitation of Liability

Premium Hub, its team, and affiliates are not liable for any direct or indirect damages resulting from:

• Use or inability to use our website
• Errors, delays, or omissions in content
• Damages caused by third-party links or services

In no event shall our liability exceed the total amount paid by you for the purchased product.

15. Indemnification

You agree to indemnify and hold Premium Hub, its owners, employees, and affiliates harmless from any claim, loss, or demand arising out of your violation of these Terms or any applicable law.

16. Termination

We may suspend or terminate your access to the website at any time, without notice, for violation of these Terms or misuse of our platform.
All outstanding payments will remain due even after termination.